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Retirement Plans
Many employers now provide employees with retirement benefits through one or more retirement plans. These include pension, profit-sharing and 401k plans. In some plans, employees are allowed to contribute a portion of their compensation to the plan. In others, the employer makes all the contributions to the plan on behalf of its eligible employees.
Oftentimes, the employer or someone acting on behalf of the employer manages the assets of the plan and directs investment decisions. These decisions affect the investment performance of the plan assets and ultimately affect the amount each employee will receive upon retirement.
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